Critical Illness Protection
If you get a serious illness like cancer or a heart attack, under our Critical Illness Protection plan, we'll pay you a lump sum amount. This will help you cover your living expenses, so you can focus on getting better.
What you get
A financial safety net if you get seriously ill
We'll pay you a lump sum if you are diagnosed with a covered illness during your policy term
Personalised protection for you
You can choose the length of cover you need - from 5 to 35 years.
- Comprehensive cover: for 34 critical illnesses, including cancer, heart attack, and organ failure.
- Cancer only cover: for 3 types of cancer.
- Child's cancer or critical illness cover: USD 15,000 per child (up to 3 children aged 1-18 years).
- Funeral coverage: USD 5,000 paid to your chosen beneficiary..
For full details, please refer to the policy terms and conditions.
We won't be able cover you if
You stop paying premiums
If your payments stop, your cover ends.
Your policy ends
You select the term of cover when you start your policy. We won't pay you if get sick after the term ends.
Claims that don’t qualify
We won't be able to pay your claim that doesn’t fall under our policy’s terms and conditions. We’ll always try to be fair, but excluded conditions won't be covered.
If you’re not fully honest with us
We'll ask about your health and lifestyle to calculate your insurance premium. It's important to be honest and accurate as wrong or incomplete information can impact your claim payment.
Your plan, your way
Pay monthly or yearly
Add your partner to the plan
Increase the amount insured during the policy term
Choose your currency
Health is unguaranteed, regardless of age or fitness
Source: Based on Zurich internal data as of April 2024.
Trust us, to deliver on our promise to you
We've paid out 98% of our all our claims amounting to $210m, within 72 hours on average, across 73 countries across the world
Let’s begin
Leave your contact details and we'll get back to you to book an appointment.