Futura

Futura is our life insurance superhero. It protects you, and the ones you love, no matter what life throws at you. If you're not around anymore, it pays out a lump sum to your family, ensuring their financial security. That's not all, it also has your back if you get seriously ill or injured, with living benefits to help you through uncertain times. It's our most flexible plan that adapts to you, as your life evolves.

What you get

A secure financial future for your loved ones
In case you pass away, the insured amount goes to your chosen beneficiaries.

A financial cushion for you, if you need it
Futura goes beyond the basics, offering you a financial lifeline, triggered if you are diagnosed with a serious illness like cancer, heart attack or a disability.

Flexibility, with regards to:

The term of cover: You can choose to be covered for your whole life or a specific time frame.
Payment of premiums: Pay your premiums over a term that suits you, whether that’s 7 or 50 years. For example, you can decide to pay over 10 years to be covered for the rest of your life.
Funds that you invest in: You can invest your premiums in a wide range of funds. These funds will then be used to cover the cost of your insurance benefits.

For full details, please refer to the policy terms and conditions.

We won't be able cover you if

You withdraw your policy value
While you can withdraw some or all of the amount from your policy, the more you withdraw, the shorter your coverage will last. This could leave your loved ones without financial protection when they need it the most.

You’re not fully honest with us
We'll ask about your health and lifestyle to calculate your insurance premium. It's important to be honest and accurate as wrong or incomplete information can impact your claim payment.

Self-inflicted injuries and suicide
Self-harm causing injury or death is not covered in the first year of the policy.